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Real-time transfers in 25 currencies

Platform provider Como relies on SAP Fioneer's Cloud for Banking (C4B) application. This gives the Luxembourg-based PayTech's customers direct access to real-time payment processing and a cost reduction of up to 60 percent.
E-3 Magazine
22 July 2022
This text has been automatically translated from German to English.

Customers benefit from real-time core banking applications delivered on a single cloud platform. At the same time, thanks to C4B, Como offers IBAN multicurrency accounts for more than 25 currencies and with end-to-end data processing around the clock. SAP Fioneer's integrated C4B solution runs on S/4 Hana and is an open platform with a low total cost of ownership and a short time to market. "As we transition to a digital economy, we are focused on helping companies digitize their supply and value chain while accelerating customer payments and settlement times. With SAP Fioneer, we have chosen a robust cloud banking platform to help finance departments revolutionize their payment systems. This partnership is another important milestone in our journey to drive digital development for our customers and simplify the world of payments", says Angela Nickel, CEO of Como and member of the board of iBAN-X by Como.

Dirk Kruse, CEO of SAP Fioneer, explains: "We are excited to partner with a company whose goals closely align with ours. We are proud to have developed a banking-as-a-service platform for Como in just three months." The C4B platform is offered as a hybrid Software-as-a-Service(SaaS) solution in the cloud and is based on the latest SAP technology to provide a best-in-class digital environment for all users. The pre-configured solution is based on best practices and designed to reduce IT complexity and enable multi-channel access.

"We are also proud of our integrated environmental, social and governance (ESG) solution on the C4B platform, which addresses sustainability, carbon emissions and digital currencies. It enables Como to implement ESG-related data collection and provide an ESG database for valuation and reporting purposes.", Kruse adds, to also point out the focus topic of sustainability.

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