En f\u00e9vrier 2014, l'IBAN, International Bank Account Number, remplacera le code bancaire et le num\u00e9ro de compte et assurera l'uniformit\u00e9 des formats de donn\u00e9es dans toute l'Europe. Malgr\u00e9 l'urgence du passage au SEPA, de nombreuses entreprises ne voient malheureusement pas la n\u00e9cessit\u00e9 d'agir.<\/p>\n
L'\u00e9tude actuelle d'ibi research, \"SEPA-Umsetzung in Deutschland\" (Mise en \u0153uvre du SEPA en Allemagne), montre \u00e9galement que pour un tiers des organisations interrog\u00e9es, le SEPA n'est pas encore vraiment entr\u00e9 dans les m\u0153urs.<\/p>\n
Et seul un autre tiers des entreprises utilise d\u00e9j\u00e0 les virements SEPA, de mani\u00e8re sporadique. Le passage \u00e0 l'espace de paiement europ\u00e9en n'implique pas seulement des changements pour les d\u00e9partements financiers, mais concerne presque tous les services.<\/p>\n
bank.International permet \u00e0 l'utilisateur de v\u00e9rifier facilement et de mani\u00e8re fiable les coordonn\u00e9es bancaires des clients. Le logiciel v\u00e9rifie si l'IBAN est syntaxiquement correct, s'il r\u00e9pond \u00e0 toutes les exigences relatives \u00e0 la structure d'un IBAN et s'il peut \u00eatre clairement attribu\u00e9 \u00e0 une banque.<\/p>\n
La plausibilit\u00e9 de l'IBAN est v\u00e9rifi\u00e9e par l'attribution d'un code bancaire international (BIC) ou par la v\u00e9rification de l'IBAN et du BIC l'un par rapport \u00e0 l'autre.<\/p>\n
\"Ce qui est intelligent avec bank.International, c'est que la solution s'int\u00e8gre parfaitement dans les applications pertinentes, qu'elle couvre de mani\u00e8re tr\u00e8s flexible diff\u00e9rents sc\u00e9narios d'utilisation en utilisant les technologies du cloud et, enfin et surtout, qu'elle minimise les risques pour les entreprises\".<\/em><\/p>\n d\u00e9crit Michael Luderer, directeur de Severn Consultancy, les avantages du point de vue du conseiller.<\/p>\n Pour une qualit\u00e9 de r\u00e9sultat maximale, bank.International utilise les donn\u00e9es de r\u00e9f\u00e9rence de SWIFT, la Society for Worldwide Interbank Financial Telecommunication. D\u00e8s la saisie des donn\u00e9es, les coordonn\u00e9es bancaires et les num\u00e9ros de carte de cr\u00e9dit erron\u00e9s sont d\u00e9tect\u00e9s et les fautes de frappe corrig\u00e9es de mani\u00e8re fiable. Le risque d'\u00e9chec de la transaction est ainsi minimis\u00e9.<\/p>","protected":false},"excerpt":{"rendered":" Uniserv, dont le si\u00e8ge est \u00e0 Pforzheim, propose avec bank.International un contr\u00f4le de plausibilit\u00e9 pour les donn\u00e9es bancaires. Cette solution orient\u00e9e vers la pratique traite les donn\u00e9es traditionnelles telles que le code bancaire et le num\u00e9ro de compte ainsi que les formats de l'espace unique de paiement en euros (SEPA), qui seront obligatoires \u00e0 partir de f\u00e9vrier 2014.<\/p>","protected":false},"author":38,"featured_media":60576,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pmpro_default_level":"","footnotes":""},"categories":[6,31690],"tags":[],"coauthors":[19920],"class_list":["post-60686","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wirtschaft","category-mag-1304","pmpro-has-access"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"thumbnail":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-150x150.jpg",150,150,true],"medium":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",400,155,false],"medium_large":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-768x297.jpg",768,297,true],"large":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"image-100":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-100x39.jpg",100,39,true],"image-480":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-480x186.jpg",480,186,true],"image-640":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-640x248.jpg",640,248,true],"image-720":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-720x279.jpg",720,279,true],"image-960":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-960x372.jpg",960,372,true],"image-1168":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"image-1440":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"image-1920":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"1536x1536":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"2048x2048":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"trp-custom-language-flag":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",18,7,false],"bricks_large_16x9":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"bricks_large":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"bricks_large_square":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",1000,387,false],"bricks_medium":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",600,232,false],"bricks_medium_square":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013.jpg",600,232,false],"profile_24":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-24x24.jpg",24,24,true],"profile_48":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-48x48.jpg",48,48,true],"profile_96":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-96x96.jpg",96,96,true],"profile_150":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-150x150.jpg",150,150,true],"profile_300":["https:\/\/e3mag.com\/wp-content\/uploads\/2019\/07\/2013-300x300.jpg",300,300,true]},"post_excerpt_stackable_v2":" Uniserv mit Stammsitz in Pforzheim bietet mit bank.International eine Plausibilit\u00e4tspr\u00fcfung f\u00fcr Bankdaten. Die praxisorientierte L\u00f6sung bearbeitet herk\u00f6mmliche Daten wie Bankleitzahl und Kontonummer sowie die Formate der Single Euro Payments Area (SEPA), die ab Februar 2014 verbindlich werden.<\/p>\n","category_list_v2":"Wirtschaft<\/a>, MAG 13-04<\/a>","author_info_v2":{"name":"Magazine E-3","url":"https:\/\/e3mag.com\/fr\/author\/e-3-magazin\/"},"comments_num_v2":"0 commentaire","_links":{"self":[{"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/posts\/60686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/comments?post=60686"}],"version-history":[{"count":0,"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/posts\/60686\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/media\/60576"}],"wp:attachment":[{"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/media?parent=60686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/categories?post=60686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/tags?post=60686"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/e3mag.com\/fr\/wp-json\/wp\/v2\/coauthors?post=60686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}