Le rapport \"Minsait Payments\" de la soci\u00e9t\u00e9 de conseil ERP Minsait examine les motivations d'une nouvelle forme d'argent, l'argent liquide num\u00e9rique, ainsi que les effets pr\u00e9visibles de son introduction ; en outre, jusqu'\u00e0 quand et dans quel but il pourrait \u00eatre introduit. Le document a recueilli les opinions de plus de 4800 clients de banques en ligne en Espagne, en Italie, au Portugal, au Royaume-Uni et en Am\u00e9rique latine (Argentine, Br\u00e9sil, Chili, Colombie, \u00c9quateur, Mexique, P\u00e9rou et R\u00e9publique dominicaine).<\/p>\n\n\n\n
Bien que l'introduction des monnaies num\u00e9riques \u00e9mises par les banques centrales progresse, elles envahissent les march\u00e9s - ce qui suscite des inqui\u00e9tudes chez les citoyens et les acteurs du secteur, car il est difficile de pr\u00e9voir leur impact sur le syst\u00e8me de paiement mondial. Ces inqui\u00e9tudes sont notamment li\u00e9es au sentiment que les citoyens perdent le contr\u00f4le de leur argent.<\/p>\n\n\n\n
Outre les pr\u00e9occupations relatives \u00e0 la protection de la vie priv\u00e9e et au contr\u00f4le par le public, le manque de compr\u00e9hension et de comp\u00e9tences financi\u00e8res et num\u00e9riques des utilisateurs constitue \u00e9galement un obstacle \u00e0 la future normalisation des CBDC. Malgr\u00e9 ces obstacles, les banques centrales s'accordent sur la pertinence, la faisabilit\u00e9, l'applicabilit\u00e9 et l'impact du CBDC, m\u00eame si les motivations varient d'un pays \u00e0 l'autre et d'une r\u00e9gion \u00e0 l'autre.<\/p>\n\n\n\n
minsaitpayments.com<\/a><\/p>","protected":false},"excerpt":{"rendered":" Les monnaies num\u00e9riques de banque centrale (CBDC) gagnent du terrain, bien que les pr\u00e9occupations relatives \u00e0 la protection des donn\u00e9es soient une source de crainte pour les utilisateurs.<\/p>","protected":false},"author":2368,"featured_media":143406,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pmpro_default_level":"","footnotes":""},"categories":[2,43978],"tags":[],"coauthors":[39720],"class_list":["post-144264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sap-nachrichten","category-mag-24-07-08","pmpro-has-access"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"thumbnail":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-150x150.jpg",150,150,true],"medium":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-400x180.jpg",400,180,true],"medium_large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-768x346.jpg",768,346,true],"large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-100":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-100x45.jpg",100,45,true],"image-480":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-480x216.jpg",480,216,true],"image-640":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-640x288.jpg",640,288,true],"image-720":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-720x324.jpg",720,324,true],"image-960":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-960x432.jpg",960,432,true],"image-1168":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-1440":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-1920":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"1536x1536":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"2048x2048":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"trp-custom-language-flag":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-18x8.jpg",18,8,true],"bricks_large_16x9":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_large_square":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_medium":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-600x270.jpg",600,270,true],"bricks_medium_square":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-600x450.jpg",600,450,true],"profile_24":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-24x24.jpg",24,24,true],"profile_48":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-48x48.jpg",48,48,true],"profile_96":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-96x96.jpg",96,96,true],"profile_150":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-150x150.jpg",150,150,true],"profile_300":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-300x300.jpg",300,300,true]},"post_excerpt_stackable_v2":" Central Bank Digital Currencies (CBDC) sind im Vormarsch, obwohl Datenschutzbedenken eine Angstquelle von Nutzern sind.<\/p>\n","category_list_v2":"Community Nachrichten<\/a>, MAG 24-07 \/ 08<\/a>","author_info_v2":{"name":"E3 Magazine","url":"https:\/\/e3mag.com\/fr\/author\/e3_magazin\/"},"comments_num_v2":"0 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