{"id":148469,"date":"2025-01-30T07:00:00","date_gmt":"2025-01-30T06:00:00","guid":{"rendered":"http:\/\/e3mag.com\/?p=148469"},"modified":"2025-02-03T13:21:42","modified_gmt":"2025-02-03T12:21:42","slug":"the-role-of-banks-in-the-sustainable-transformation","status":"publish","type":"post","link":"https:\/\/e3mag.com\/en\/the-role-of-banks-in-the-sustainable-transformation\/","title":{"rendered":"The role of banks in the sustainable transformation"},"content":{"rendered":"

At a time when climate change and social inequalities are becoming ever more pressing, the topic of sustainable finance is increasingly coming into focus. Banks and financial service providers play a central role here, as they have the power to channel private capital into sustainable developments and thus steer the transformation to a more sustainable economy. But how well are banks' processes already prepared for this task? A step-by-step model can shed some light on this<\/p>\n\n\n\n

1. awareness and clarity<\/h2>\n\n\n\n

The first stage is about banks developing an awareness of the importance of sustainability and demonstrating a fundamental commitment. This includes clarity about national and international sustainability initiatives and regulations and the integration of sustainability goals into the corporate strategy. Many banks have already taken this step and are publicly committed to sustainable financial practices.<\/p>

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2. integration into the business processes<\/h2>\n\n\n\n

The second stage requires the deeper integration of sustainability criteria into business processes. This means that environmental, social and governance (ESG) criteria must be systematically incorporated into lending, risk management and investment advice. Banks need to develop appropriate data and analysis tools for this and train their employees. Some have already started to incorporate ESG criteria into their lending decisions and offer sustainable financial products.<\/p>\n\n\n\n

3. innovation and transformation<\/h2>\n\n\n\n

The third stage is about actively promoting innovation and transforming the entire business model. The banks' task is to develop new financial products and services that specifically support sustainable projects. They should also enter into partnerships with other players in business and civil society in order to jointly understand the needs of the stakeholders and develop appropriate solutions.<\/p>\n\n\n\n

4. measurement and transparency<\/h2>\n\n\n\n

The fourth stage involves measuring and transparently reporting on the sustainability impact achieved. Banks must develop clear indicators and measurement methods to monitor the use of the funds provided. This requires a holistic information base based on various internal and external data sources that need to be harmonized. Transparency is crucial to gaining the trust of customers and investors.<\/p>\n\n\n\n

5 Systematic change<\/h2>\n\n\n\n

The highest level of the model is systemic change, in which banks assume a leading role in the sustainable transformation of the entire economy. They not only make their own processes and products sustainable, but also actively drive political, economic and social change. Banks act as strategic partners and provide information and advice in addition to financial resources.<\/p>\n\n\n\n

Conclusion<\/h2>\n\n\n\n

The responsibility of banks to channel private capital into sustainable developments is enormous. By implementing appropriate financial practices in a structured and step-by-step manner, they can make a significant contribution to sustainable transformation. The step-by-step model presented here provides a framework for evaluating and supporting the banks' path towards a necessary role model.<\/p>\n\n\n\n

<\/div>\n\n\n\n

To the partner entry: <\/strong><\/p>\n\n\n\n

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Banks have a significant influence on the degree of economic sustainability through capital allocation. A 5-stage model can be used to evaluate and support their path towards a necessary role model.<\/p>","protected":false},"author":5630,"featured_media":139037,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pmpro_default_level":"","footnotes":""},"categories":[20393,7,44060],"tags":[],"coauthors":[44066],"class_list":["post-148469","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cfo-kolumne","category-meinung","category-mag-25-02","pmpro-has-access"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"thumbnail":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-150x150.jpg",150,150,true],"medium":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-400x180.jpg",400,180,true],"medium_large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-768x346.jpg",768,346,true],"large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"image-100":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-100x45.jpg",100,45,true],"image-480":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-480x216.jpg",480,216,true],"image-640":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-640x288.jpg",640,288,true],"image-720":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-720x324.jpg",720,324,true],"image-960":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-960x432.jpg",960,432,true],"image-1168":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"image-1440":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"image-1920":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"1536x1536":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"2048x2048":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"trp-custom-language-flag":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-18x8.jpg",18,8,true],"bricks_large_16x9":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"bricks_large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"bricks_large_square":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187.jpg",1000,450,false],"bricks_medium":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-600x270.jpg",600,270,true],"bricks_medium_square":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-600x450.jpg",600,450,true],"profile_24":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-24x24.jpg",24,24,true],"profile_48":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-48x48.jpg",48,48,true],"profile_96":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-96x96.jpg",96,96,true],"profile_150":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-150x150.jpg",150,150,true],"profile_300":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/02\/2402-CFO-shutterstock_256797187-300x300.jpg",300,300,true]},"post_excerpt_stackable_v2":"

Banken beeinflussen durch Kapitalvergabe wesentlich den Grad der wirtschaftlichen Nachhaltigkeit. Mit einem 5-Stufen-Modell l\u00e4sst sich ihr Weg hin zu einem notwendigen Rollenbild bewerten und unterst\u00fctzen.<\/p>\n","category_list_v2":"CFO - Kolumne<\/a>, Die Meinung der SAP-Community<\/a>, MAG 25-02<\/a>","author_info_v2":{"name":"Jan Kilian, Innobis","url":"https:\/\/e3mag.com\/en\/author\/jan-kilian\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/posts\/148469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/users\/5630"}],"replies":[{"embeddable":true,"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/comments?post=148469"}],"version-history":[{"count":2,"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/posts\/148469\/revisions"}],"predecessor-version":[{"id":148698,"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/posts\/148469\/revisions\/148698"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/media\/139037"}],"wp:attachment":[{"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/media?parent=148469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/categories?post=148469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/tags?post=148469"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/e3mag.com\/en\/wp-json\/wp\/v2\/coauthors?post=148469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}