{"id":144264,"date":"2024-08-16T07:00:00","date_gmt":"2024-08-16T05:00:00","guid":{"rendered":"http:\/\/e3mag.com\/?p=144264"},"modified":"2024-08-05T14:03:39","modified_gmt":"2024-08-05T12:03:39","slug":"hindernis-fuer-die-verwendung-von-digitalen-waehrungen","status":"publish","type":"post","link":"https:\/\/e3mag.com\/de\/hindernis-fuer-die-verwendung-von-digitalen-waehrungen\/","title":{"rendered":"Hindernis f\u00fcr die Verwendung von digitalen W\u00e4hrungen"},"content":{"rendered":"\n<p>Der Bericht \u201eMinsait Payments\u201c des ERP-Beratungsunternehmens Minsait untersucht die Beweggr\u00fcnde f\u00fcr eine neue Form des Geldes, das digitale Bargeld, sowie die absehbaren Auswirkungen der Einf\u00fchrung; zudem, bis wann und zu welchem Zweck es eingef\u00fchrt werden k\u00f6nnte. Im Dokument wurden die Meinungen von mehr als 4800 Internet-Bankkunden aus Spanien, Italien, Portugal, dem Vereinigten K\u00f6nigreich und Lateinamerika (Argentinien, Brasilien, Chile, Kolumbien, Ecuador, Mexiko, Peru und der Dominikanischen Republik) gesammelt.<\/p>\n\n\n\n<p>Obwohl die Einf\u00fchrung der von den Zentralbanken ausgegebenen digitalen W\u00e4hrungen voranschreitet, dringen sie in die M\u00e4rkte ein \u2013 was bei den B\u00fcrgern und den Akteuren der Branche Besorgnis hervorruft, da es schwierig ist, ihre Auswirkungen auf das globale Zahlungssystem vorherzusehen. Diese Bedenken h\u00e4ngen unter anderem mit dem Gef\u00fchl zusammen, dass die B\u00fcrger die Kontrolle \u00fcber ihr Geld verlieren.<\/p><div class=\"great-fullsize-content-de\" style=\"float: left;\" id=\"great-1489042989\"><div id=\"great-4075693950\" style=\"margin-bottom: 20px;\"><a data-no-instant=\"1\" href=\"https:\/\/www.youtube.com\/watch?v=6yfv7eho3Gc\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Fullsize\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150.jpg\" alt=\"Fullsize\"  srcset=\"https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150.jpg 1200w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-400x50.jpg 400w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-768x96.jpg 768w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-100x13.jpg 100w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-480x60.jpg 480w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-640x80.jpg 640w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-720x90.jpg 720w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-960x120.jpg 960w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-1168x146.jpg 1168w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-18x2.jpg 18w, https:\/\/e3mag.com\/wp-content\/uploads\/2026\/03\/banner_26_04_08_1200x150-600x75.jpg 600w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" width=\"1200\" height=\"150\"  style=\" max-width: 100%; height: auto;\" \/><\/a><\/div><\/div>\n\n\n\n<p>Neben der Sorge um den Schutz der Privatsph\u00e4re und die Kontrolle durch die \u00d6ffentlichkeit sind auch das mangelnde Verst\u00e4ndnis und die mangelnde finanzielle und digitale Kompetenz der Nutzer ein Hindernis f\u00fcr die k\u00fcnftige Standardisierung von CBDC. Trotz dieser Hindernisse sind sich die Zentralbanken \u00fcber die \u00adRelevanz, Machbarkeit, Durchf\u00fchrbarkeit und die Auswirkungen von CBDC einig, wobei die Beweggr\u00fcnde von Land zu Land und von Region zu Region unterschiedlich sind.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.minsaitpayments.com\/\" target=\"_blank\" rel=\"noopener\">minsaitpayments.com<\/a><\/p>\n\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>Central Bank Digital Currencies (CBDC) sind im Vormarsch, obwohl Datenschutzbedenken eine Angstquelle von Nutzern sind.<\/p>\n","protected":false},"author":2368,"featured_media":143406,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pmpro_default_level":"","footnotes":""},"categories":[2,43978],"tags":[],"coauthors":[39720],"class_list":["post-144264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sap-nachrichten","category-mag-24-07-08","pmpro-has-access"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"thumbnail":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-150x150.jpg",150,150,true],"medium":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-400x180.jpg",400,180,true],"medium_large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-768x346.jpg",768,346,true],"large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-100":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-100x45.jpg",100,45,true],"image-480":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-480x216.jpg",480,216,true],"image-640":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-640x288.jpg",640,288,true],"image-720":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-720x324.jpg",720,324,true],"image-960":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-960x432.jpg",960,432,true],"image-1168":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-1440":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-1920":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"1536x1536":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"2048x2048":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"trp-custom-language-flag":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-18x8.jpg",18,8,true],"bricks_large_16x9":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_large":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_large_square":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_medium":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-600x270.jpg",600,270,true],"bricks_medium_square":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-600x450.jpg",600,450,true],"profile_24":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-24x24.jpg",24,24,true],"profile_48":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-48x48.jpg",48,48,true],"profile_96":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-96x96.jpg",96,96,true],"profile_150":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-150x150.jpg",150,150,true],"profile_300":["https:\/\/e3mag.com\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-300x300.jpg",300,300,true]},"post_excerpt_stackable_v2":"<p>Central Bank Digital Currencies (CBDC) sind im Vormarsch, obwohl Datenschutzbedenken eine Angstquelle von Nutzern sind.<\/p>\n","category_list_v2":"<a href=\"https:\/\/e3mag.com\/de\/category\/sap-nachrichten\/\" rel=\"category tag\">Community Nachrichten<\/a>, <a href=\"https:\/\/e3mag.com\/de\/category\/mag-24-07-08\/\" rel=\"category tag\">MAG 24-07 \/ 08<\/a>","author_info_v2":{"name":"E3-Magazin","url":"https:\/\/e3mag.com\/de\/author\/e3_magazin\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/posts\/144264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/users\/2368"}],"replies":[{"embeddable":true,"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/comments?post=144264"}],"version-history":[{"count":1,"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/posts\/144264\/revisions"}],"predecessor-version":[{"id":144265,"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/posts\/144264\/revisions\/144265"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/media\/143406"}],"wp:attachment":[{"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/media?parent=144264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/categories?post=144264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/tags?post=144264"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/e3mag.com\/de\/wp-json\/wp\/v2\/coauthors?post=144264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}